Submit Loans with Confidence
Fast, secure, and intelligent underwriting for residential and commercial loans.
Secure Uploads
AI-Driven Scenarios
Institutional Review
Value Propositions
Institutional Speed
AI-assisted scenarios in minutes; clear terms and conditions.
Clear Underwriting
Transparent guidelines and real-time status at every step.
Bank-Grade Security
Encrypted uploads, audited access, and compliance-first workflows.
Programs We Serve
Residential
We underwrite and acquire loans designed for real borrowers and real assets—backed by disciplined risk management.
Includes: First Mortgages, Second Liens, Non-QM & ITIN Programs, Bridge & Fix/Flip, Investment Properties.
Commercial
Flexible structures for real estate operators and sponsors requiring speed, clarity, and execution certainty.
Includes: Bridge Loans, Construction & Development, Mixed-Use & Small Balance, Portfolio & Note Acquisitions, Private Money Structures.
Submission Flow (Step-by-step)
1. Create or Login
Verified partners and brokers get secure portal access.
2. Upload Documents
Submit the checklist below to kick off underwriting.
3. AI Scenario
Receive an instant scenario analysis with indicative terms.
4. Human Review
Our team confirms details and optimizes structure.
5. Loan Confirmation
Get a confirmation report with approval status and next steps.
Document Checklist
Loan Application (Form 1003)
Borrower Financials
Government ID
Insurance Documentation
Bank Statements
Tax Returns
Corporate Documents (if applicable)
Property Appraisal
All uploads are encrypted and stored securely. Missing something? You can save progress and return anytime.
Technology Advantage
AI + Experience = Faster, Smarter Decisions
ICM integrates AI-driven underwriting and real-time analytics to price risk accurately and accelerate time-to-term-sheet—without compromising diligence.
Pipeline & CRM
From Submission to Funding—Fully Trackable
Approved deals flow to our internal CRM for underwriting and funding oversight. You’ll see status updates in real time, with a clear path to close.
Security & Compliance
Built for Security
End-to-end encryption, least-privilege access, audit trails, and compliance-ready logs protect every submission.
FAQ’s
Who can access the portal?
Verified brokers and partners with credentials.
How fast is the initial scenario?
Typically minutes, subject to data completeness.
Do you fund both residential and commercial?
Yes—see our program overview above.
Can I submit portfolios?
Yes—note pools and commercial packages welcome.